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Top Credit Repair Companies of 2019

(855) 999-9730 Visit Website

  • Free credit report summary
  • Free credit consultation
  • 50% off first payment spousal and military discounts
  • Fees: as low as $89.95 per month
  • No commitment
  • Anytime cancellation
  • 14 + years of experience
  • more...

(855) 779-8918 Visit Website

  • Free custom credit consultation
  • Free credit score evaluation
  • Access to a dashboard, credit score tracker, mobile app and email alerts
  • 24/7 access to credit progress
  • Fees: as low as $99.95 per month
  • No commitment
  • 21 + years of experience
  • more...

(866) 942-7935 Visit Website

  • Free credit consultation
  • Discounted rates for couples, family, friends, seniors and military personnel
  • Fees: as low as $69.00 per month
  • Dedicated case advisor personally handles disputes
  • No commitment
  • Anytime cancellation
  • more...

(877) 654-4188

  • Zero-cost Credit Assessment
  • 4.5/5 stars rating from 1,210 Better Business Bureau (BBB) Reviews
  • Credit Improvement Experts
  • Personalized Service
  • Month-to-month service, cancel anytime
  • Your Personalized Program for $99 to start, $89/mo.
  • more...

(844) 800-6931

  • 4.7/5 stars rating from more than 1,300 Google Reviews
  • Free Consultation
  • Certified Credit Score Experts
  • Effective Multi-channel Disputes
  • No commitment, anytime cancellation
  • Expert Service for $99 to start, $99/mo. (Ask about discounts you could qualify for)
  • more...

(844) 641-4891

  • Free Credit Report Review
  • Building Strong Credit Foundation – Not Just Disputing Negative History
  • Optimize your Credit for Mortgage Financing
  • No long-term commitment
  • Start for as low as $29, then $99 monthly
  • more...

(844) 761-9717 Visit Website

  • Free credit consultation
  • Discounts for couples
  • Dedicated Credit Expert
  • We audit the three credit bureaus, creditors & collection companies
  • Month to Month, cancel anytime
  • Money Back Guarantee
  • 24/7 access to online customer portal
  • 2016-2018 Angie’s List Super Service Award
  • 4.8/5 Google Rating
  • more...

The Importance of Credit Repair

Bad credit can be costly and lenders are more strict than ever on those who have bad credit. Poor credit creates difficulties in many areas such as getting loans, obtaining good interest rates, and even creates employment issues. Additionally, bad credit hinders your ability to save overall which affects your emergency funds, retirement plans and options for education.

Obtaining a copy of your credit report is the first step towards credit repair. Credit reports often have common errors which need to be disputed. Look out for incorrect reporting of your account status, data management errors, and balance errors. Your credit report should only have accurate and complete information about you.

Credit Repair FAQ

Credit repair allows you to boost your credit by eliminating negative items on your credit report and disputing certain information. It is important to get in touch with the credit bureaus in order to repair your credit and highlight questionable items on your credit report.

The amount of time it takes to repair your credit depends on your situation. There are many different strategies that can be implemented in order to reach your credit goals. Credit bureaus are required to respond to credit disputes within 30 days, however it may take up to 45 days depending on the situation.

Disputing your credit is when you let the credit bureaus know that there is an item on your credit report that you wish to challenge. Disputes can be submitted online through the credit bureau’s websites. The three major credit bureaus are Equifax, Experian and TransUnion.

It is not possible to dispute a credit score because it is generally not found on the credit report. Information contained within the report determines your credit score and any credit score changes. You can dispute credit history, outstanding balances, number of accounts, the age of an account and other factors if they are incorrect.

Dispute-Service.com is a marketing and information site that will match you with credit repair companies, advisors and credit counselors for assistance and may get compensated when you click or call them from our site.

THE OPERATOR OF THIS WEBSITE IS NOT A CREDIT RESTORATION COMPANY, does not make credit decisions, and does not charge any application fees whatsoever. This Website does not constitute an offer or solicitation to remove any negative items from your credit report. This Website provides a service wherein we submit the information you provide to one or more credit restoration companies and attempt to match you with a solution to assist you in removing negative items on your credit report in an effort to restore and increase your credit. This service may not be available in all states, and the states serviced by this Website may change from time to time and without notice. Providing your information on this Website does not guarantee that you will have your negative items removed or your credit score increased. The credit restoration company you are matched with may perform a credit check or otherwise verify the information you provide. The credit restoration company will provide all financial terms of the credit restoration process to you. Credit restoration terms, conditions, and policies vary by lender, state, and applicant qualifications. For details, questions, or concerns regarding the credit restoration process please contact your credit restoration company directly. In some situations, faxing or emailing of documents may be required. This disclosure is provided in accordance with the Federal Trade Commission's 16 CFR § 255.5: Guides Concerning the Use of Endorsements and Testimonials in Advertising. RepairCreditQuick.com encourages you to confirm all costs involved with the credit restoration company prior to making any payments. Your access to this website is subject to its Terms and Conditions.